Let Eric Stark take care of your appraisal

To a lot of people, an appraisal is simply another cost on the break-sheet for a home sale or refinance. Even though there are a budding number of automated home valuation methods that might appear more cost-effective than an appraisal, nearly all lenders still call in a local expert because the stakes are very high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there other situations when the services of a licensed, independent real estate professional could be helpful? Of course there are.


	If you're planning on any transaction where the value of your property is a factor, you should contact Eric Stark. Just click here.

Let Eric Stark help you appeal your tax assessment in Denton County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Eric Stark is your best evidence when building your case. At Eric Stark, we're qualified to assist you in appealing your tax assessment.

Let Eric Stark help you do away with PMI to lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, almost all lenders ask home owners to purchase an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often lumped into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to dismiss the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Eric Stark can produce a statement regarding the value of your home. The price you paid for the home valuation can usually be regained in just a few months because you'll no longer be paying the PMI.

An appraisal from Eric Stark will help you settle a divorce with less stress

A divorce can be a particularly daunting ordeal for both parties, and it is often further complicated by the troublesome decision of who keeps the property. So both parties are entirely aware of the true market value of their house, it's a good idea to order an appraisal from Eric Stark, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation with Eric StarkSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocating to or from Denton County

We are familiar with the stress involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive aspects of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

A professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.